what so when you are running out of money?
There’s a difference between having a tight budget and being
seriously stretched thin for cash. And if you’ve ever experienced the
latter, you know that pit in your stomach doesn’t magically dissipate
when you try to close your eyes to sleep at night. What can you do to
get money fast and get back on your feet again?
It’s time to go into financial survival mode. Here’s a three-step plan to help you focus on the most important things now: preserving the money you still have as much as possible and finding new sources of income, whether you’re out of work or want to earn more money.
For your debts, separate them by those that are tied to collateral (your house or car loan, for example) and those that are unsecured (credit cards, doctor’s bills, any other loan that doesn’t have a collateral).
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It’s time to go into financial survival mode. Here’s a three-step plan to help you focus on the most important things now: preserving the money you still have as much as possible and finding new sources of income, whether you’re out of work or want to earn more money.
Step 1: Take stock and prioritize your spending
Take a deep breath, then take a hard look at your income, expenses, and debt, if you haven’t already. The National Foundation for Credit Counseling has an online budget worksheet to help you tally everything up.For your debts, separate them by those that are tied to collateral (your house or car loan, for example) and those that are unsecured (credit cards, doctor’s bills, any other loan that doesn’t have a collateral).
Which bills to pay first
When money’s really tight there are some bills you can let slide for a while, and others that you should keep on paying if at all possible. The ones you should pay first are the ones that would affect your family’s health and security the most:- Rent or mortgage payment: In some states, landlords can kick you out if you’re even one day late on rent
- Essential utilities: gas, electricity, and water
- Child support: If you stop making those payments you risk losing custody rights and could even end up in jail
- Income taxes: Never mess with the IRS, even if it means having extra fees to pay on a plan instead of all at once.
- Insurance: It’s too risky to go without medical, auto, or home insurance
- Car payments: If you get behind, the lender could take your car and your credit score will drop
- Any other secured loans
- Student loans
https://issuu.com/abcmitno1
https://www.goodreads.com/
http://profile.hatena.ne.jp/
https://www.scribd.com/user/
https://www.ted.com/profiles/
https://about.me/divyadutta/
https://disqus.com/by/disqus_
https://twitter.com/
https://soundcloud.com/
https://du-in.academia.edu/
http://bitcoinstalk.
http://joy.goarticles.info/
http://uni.goarticles.info/
http://mega.goarticles.info/
http://mini.goarticles.info/
http://fun.goarticles.info/
http://bit.goarticles.info/
http://book.pabookmarks.info/
http://seologic.
http://coolseo.
http://seobalnd.
http://relax.seokhazanatools.
http://city.seokhazanatools.
http://joy.goarticles.info/
http://uni.goarticles.info/
http://mega.goarticles.info/
http://mini.goarticles.info/
http://fun.goarticles.info/
http://bit.goarticles.info/
http://book.pabookmarks.info/
http://seologic.
http://coolseo.
http://seobalnd.
http://relax.seokhazanatools.
http://city.seokhazanatools.
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